World Class Interest Checking

For those carrying higher balances in a traditional interest bearing account.

  • Must maintain either a $750 minimum monthly balance or
  • $1,500 average ledger balance to avoid $10 monthly service fee.
  •  Tiered interest paid on all balances.
  •  Debit / ATM card. 

 Separate eligibility requirements may also apply.

All accounts include unlimited check writing and free, unlimited access to Phone N bank telephone banking and NetTeller online banking.

Checking account requirements:  

  • Must be 18 years or older or joint owner with parent or legal guardian.  
  • $50 minimum opening deposit.
  • Interest Credit Method for all accounts
  • Interest is compounded and credited monthly using the daily balance method, which applies a daily periodic rate to the balance in the account each day.  Interest begins to accrue on the business day we receive credit on non-cash items (for example, checks) for all interest-bearing accounts.  Interest rates on all Peoples Bank Midwest checking accounts are variable and subject to change, which will change the annual percentage yield.
  • Paper statement if not enrolled in eStatements.