Choice Checking

All accounts include unlimited check writing and free, unlimited access to Phone N bank telephone banking and NetTeller online banking.

Checking account requirements:  

  • Must be 18 years or older or joint owner with parent or legal guardian. 
  • $50 minimum opening deposit.
  • Interest Credit Method for all accounts
  • Interest is compounded and credited monthly using the daily balance method, which applies a daily periodic rate to the balance in the account each day.  Interest begins to accrue on the business day we receive credit on non-cash items (for example, checks) for all interest-bearing accounts.  Interest rates on all Peoples Bank Midwest checking accounts are variable and subject to change, which will change the annual percentage yield.
  • Debit / ATM card available.
  • Minimum balance required.
  • Paper statement fee if not enrolled in eStatements.